Chili Cheese Dip Recipe

1 lb. lean ground beef
1 lg. jar (16 oz.) picante sauce, mild or hot
2 cans (15 oz. each) refried beans
1 c. (8 oz.) sour cream
1/2 tsp. chili powder
1/2 c. chopped onion
Salt and pepper to taste
8 oz. Cheddar cheese, shredded
Jalapenos or mild chile, chopped to taste
Tortilla chips

Cook ground beef with onion; drain. Mix everything together in slow cooker or crockpot on low for about 3 to 4 hours. Serve with tortilla chips.